How can insurance companies not refuse insurance for people with pre existing conditions?

Insurance
Nathan asked:


Under Obama’s health plan, insurance can’t be refused because of a pre existing condition (at least that’s what I heard). How would that work? Why would anyone get insurance before getting sick? How would that not bankrupt the companies?

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Where do car insurance companies get your driving record in CA?

Insurance
True2it asked:


I hit a guys bumper while driving a company car a couple of years ago and I thought he filed a claim but the company took care of it and I never heard about it again. I’m getting car insurance and I pulled my driving record from the DMV and all I have is a seatbelt violation but no accidents. Is there another database somewhere that insurance companies will check or is it just your DMV record? Maybe this all got settled without insurance intervention and I dont’ want to pay higher fees if its not necessary. Am I in the clear?

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Can i start insurance on a new car with a new insurance provider before the current policy runs out ?

Insurance
Pinsentry asked:


My current car insurance policy runs out at the end of the month and I will not be renewing with them. I am getting a new car approx 2 weeks before the expiry date. Can i start the insurance with another company and ‘overlap’ the insurance ?

SexAddicts
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Can you buy auto insurance the very moment you buy a car? Do insurance companies work that quickly?

Insurance
rar4000 asked:


Can I call an insurance company the instant I buy a car and say, “Hey, I just bought a car. I want to get insurance for it.”? I think companies should do this because if I take off from the dealership without insurance, and somebody hits me on the way home, I’m in trouble, right? I looked everywhere for this information, but I couldn’t find it anywhere. Could somebody clarify this issue for me?

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What is the base minimum of insurance required in Colorado?

Insurance
Vinnie asked:


I know that we need liability insurance, but is there a minimum on other types of insurance? Specifically, house insurance, RV insurance and boat insurance. Oh, and motorcycle insurance. Thanks.

OurNetBuds
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What are some insurance companies that offer insurance if you become disabled due to accident?

Insurance
Mei Xiang asked:


Hello everyone. I have life insurance and accidental death insurance, but I am looking for a company that offers insurance for money if you get injured in an accident and become disabled. I show horses and ride often. I am looking for something that would protect my family in case of a disabeling injury. Please only serious answers. Please don’t suggest yahoo or google….I am looking for actual companies. God bless!

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Republicans supported the insurance companies who cried that a “public option” would have been unfair to them?

Insurance
Steve asked:


I guess they think that being able to pull out of the “child only” insurance market is fair?

The insurance companies’ concern that some parents refusing to cover children until they get sick is valid. So, establish an open enrollment period, where you can only sign up for insurance during that time frame.

Pulling out of the child-only insurance market sure isn’t fair – to the children that is. But, Republicans aren’t screaming about that.

Does that mean they’re on the side of the insurance companies and not the children?

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How long is a insurance company required to give before they cancel your insurance?

Insurance
sunny asked:


My insurance called me yesterday and informed me that they would be cancelling my insurance because I have rented my house to a group of students. They gave me two weeks to find new insurance before they cut me off. I’m having trouble finding someone who will insure us. If they cut my insurance, my bank will cancel my mortgage, and I guess that means I’d lose the house. Is this insurance company allowed to drop me in this manner. When we got the insurance two months ago there was nobody living in the house, but it was rental insurance. We never lied or anything, we were completely honest through the whole process.

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What insurance companies are available for a 62 person with Diabetes?

Insurance
Maria asked:


62 year old needs health insurance in California. She has type 2 diabetes which has been under control for several years. However, she is ready to retire because no company will hire her.

How can she find health insurance?

BlackHat Money Maker

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How much is malpractice insurance for neurosurgeons by state?

Insurance
Leo asked:


I need to know the average malpractice insurance for neurosurgeons in different states.I want to practice in a state where the insurance isn’t so expensive.I live in NYC and here,the insurance is almost $100000.I prefer going to another city than giving all that money for the insurance.I never had any problem in my career and I don’t need this type of insurance. Can you help me?

PS. I am paid very well,but I don’t like spending money on things that I don’t need.

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